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Short-term Rental Insurance in Tennessee

A rental property policy needs to address specific issues

Tennessee is a popular destination for vacation home renters. A standard homeowners insurance policy only covers owner-occupied properties. It does not cover a home that is rented out to guests or not owner-occupied. Many insurance companies will not even provide short term rental insurance in Tennessee. We work with the best companies who do.

Here are some questions to ask when considering the best policy for your rental:

Do you rent your home out weekly or monthly?
Do you occupy your second home or vacation home intermittently or non-continuously?
Do you furnish this second home for short-term renters? Or do you leave it empty for long-term tenants?
What will protect your home against perils like vandalism when your vacation home is unoccupied?

You need a policy for your rental properties that specifically addresses these questions. Rental properties are very common in Tennessee. For over 15 years we have insured thousands of short-term rental properties. Fudge Insurance is well-versed in the unique risks of short-term rental homes. With clients in over 75 countries we are experienced in giving peace of mind to absentee owners by properly covering their short-term rental homes in Tennessee. Whether your rental property is in Memphis or Nashville, Pigeon Forge or Gatlinburg, Chattanooga or Knoxville, let us make your short-term rental insurance shopping a breeze and give you peace of mind.

If you have a vacation home rental property near any of the following cities, contact us today!

Bartlett
Brentwood
Bristo
Chattanooga
Clarksville
Cleveland
Collierville
Columbia
Cookeville
Decaturville

Dover
East Ridge
Farragut
Franklin
Gallatin
Gatlinburg
Germantown
Greenville
Hendersonville
Jackson

Johnson City
Kingsport
Knoxville
La Vergne
Lebanon
Lynchburg
Maryville
Memphis
Morristown
Mount Juliet

Murfreesboro
Nashville
Oak Ridge
Pigeon Forge
Sevierville
Shelbyville
Smyrna
Spring Hill
Townsend
Tullahoma

* Please note, we cover all of Tennessee