It began with the typical summer storm: downpours of rain that come and go as the humid Florida summer lingers on. But Tampa area residents found the storms of July anything but typical. Weeks of storms that dumped rain on Pasco, Hillsborough, and Pinellas Counties left homes and businesses damaged or destroyed by rising waters.
This recent flooding in Tampa and surrounding cities reminded many residents of the unpredictability of Florida weather. State officials have asked the Federal Emergency Management Association (FEMA) to consider the torrential rain that led to flooded homes and businesses a state of emergency, hoping to secure federal funding for repairs and social services.
Flooding accounts for 90% of the disasters in the United States, according to the National Flood Insurance Program (NFIP). With damages estimated to cost over $ 1 million in Pasco County alone, many residents and business owners throughout the Tampa area will be facing the aftermath of a few stormy days for months.
Still, many home and business owners overlook flood insurance when purchasing coverage. Because all of Florida is in a flood zone; much of it in a high risk flood zone, insurance professionals agree that flood insurance coverage should be a high priority for property owners in the sunshine state. Both commercial and residential properties are at risk, and standard insurance policies do not cover flooding. Separate policies must be purchased through your agent.
Fudge Insurance can help you determine what flood insurance coverage you need. We look for what will give you the best value for the coverage that fits your property. Our agents have served the needs of Florida residents for over a decade. We understand what it takes to keep your home and business secure because we live here too!
Contact us with any questions about flood insurance. We’ll be happy to help meet your insurance needs. You can also read this article for more information about why you need flood insurance.