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P FUDGE & ASSOCIATES, INC. is committed to keeping the personal information collected from our potential, current and former clients confidential and secure.  The proper handling of personal data is one of our highest priorities.  We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us.

What Personal Information Do We Have and Where Do We Get It

We gather personal information from you and from outside sources for business purposes.  Some examples of the information we collect from you may include your name, phone number, home and e-mail addresses, driver’s license number, social security number, marital status, family member information and healthcare information.  Also, we maintain records that include, but are not limited to, policy coverages, premiums, and payment history.  We also collect information from outside sources that may include, but is not limited to, your driving record, claims history, medical information and credit information.  Specifically, we collect personal data:

  • From you when you complete an application or other form.  This could include information such as name, address, social security number, assets, income and other information including medical data that you authorized us to collect to assist our companies in underwriting and administer policies and claims.
  • From a consumer reporting agency for information such as your credit history, etc.
  • As a result of transactions with us or our represented carriers.  This could include motor vehicle records, credit history reports, policy values, payment history, etc.

We only share your non-public information with affiliated companies as permitted by law such as our insurance carriers, and third party administrators or to comply with legal or regulatory requirements.  In the normal course of our business, we may disclose information we collect about you to our insurance companies and affiliated service contractors to perform standard servicing functions such as:

  • Record Keeping
  • Preparation of Statements
  • Distribution of Materials
  • Computer Related Services
  • Policy Administration
  • Claim Administration
  • Fulfill a transaction you requested or service your policy
  • Market our products to you
  • Prevent fraud
  • Comply with requests from regulatory and law enforcement authorities
  • Participate in insurance support organizations

Only employees with a valid business reason have access to your personal information. These employees are educated on the importance of maintaining the confidentiality and security of this information.  They are required to abide by our information handling practices. Personal information is secured by physical and electronic safeguards.

Our Privacy Assurance

  • We do not sell your personal or medical information to anyone.
  • We do not share your information with non-affiliate companies that would use it to contact you about their own products and services.
  • We require persons or organizations that represent or assist us in servicing your policy and claims to keep your information confidential.
  • We require our employees to protect your personal information and keep it confidential.
  • Access to your Social Security Number is limited to those individuals who need access for business purposes including compliance with the law, providing you with products and services, and handling your claims.
  • Our privacy practices continue to apply to your information even if you cease to be a P FUDGE & ASSOCIATES, INC. customer.

How We Use and Share Your Personal Information

In the course of normal business activities, we use and share your personal information with persons or organizations within and outside of P FUDGE & ASSOCIATES, INC. for business purposes as permitted.  The persons or organizations with which we may share your personal information may include, among others:

  • Your agent, broker or P FUDGE & ASSOCIATES, INC. affiliated companies
  • Companies that perform services, such as marketing, credit/debit card processing, and communication services on our behalf
  • Other financial institutions with whom we have an agreement for the sale of financial products
  • Independent claims adjusters
  • A business or businesses that conduct actuarial or research studies
  • Those who request information pursuant to a subpoena or court order
  • Repair shops and recommended claims vendors

The Internet and Your Information Security

Our website fudgeinsurance.com provides information about us, our products, and the companies that we represent.  You may also perform some transactions on the web site. This Privacy Statement applies to users of fudgeinsurance.com

We also use third-party advertising companies to present ads on sites on which we advertise.  Although we believe that each of the sites to which we target our ads or from which we collect data should post a privacy statement that fully describes the advertising and data collection activities on its site, we cannot guarantee that all of those sites post such a statement.

We may also use customer information to send you promotional communications about products, features, and options that we believe may be of interest to you.  If we have your email address, we may do this by email. If you do not wish to receive promotional emails from us, please contact us at the following address:

  • P FUDGE & ASSOCIATES, INC., Customer Privacy Inquiries, 6962 Aloma Avenue, Winter Park, FL 32792
  • Or email us at pfudge@fudgeinsurance.com

How You Can Review and Correct Your Personal Information?

You can request to review your personal information contained in our records at any time.  To do this, please send a letter to the address below requesting to see your information for the previous two years.  Please note we may not be able to provide information relating to investigations, claims, litigation, and other matters.  We will be happy to make corrections whenever possible. Please send requests to:

  • P FUDGE & ASSOCIATES, INC., Customer Privacy Inquiries, 6962 Aloma Avenue, Winter Park, FL 32792
  • Or email us at pfudge@fudgeinsurance.com

Who Should Use Our Website?

Our website is for insurance and financial products and services and is intended for adults of the legal age of eighteen.  We do not intend to market to children; we do not market any products or services to children under the age of eighteen or knowingly collect any information from children under the age of thirteen.  If we become aware that information is or has been submitted by or collected from a child under the age of eighteen, we will delete this information.

What Security Procedures Do We Use to Guard Against the Loss, Misuse, Alteration, or Theft of Information While That Information Is Being Submitted to P FUDGE & ASSOCIATES, INC. Over the Internet?

To help ensure the security of your personal and financial information that you submit on this site, (other than via an email message), we use security software to encrypt the information before and during its transmission through the Internet. We only allow information to be submitted for transmission if your browser is compatible with our security software.  If your browser is not compatible, you will receive a message indicating your transaction can be completed but at a lower level of security.

Email messages are not secure.  Our security software does not encrypt email messages.  Email messages traveling through the Internet are subject to viewing, alteration, and copying by potentially anyone on the Internet.

You should exercise discretion with respect to the submission of any personal or financial information via email.  If you are concerned about the security of your communication, we encourage you to send your correspondence through the postal service or use the telephone to speak directly to us.  We are not responsible for the security or confidentiality of communications you send to us through the Internet using email messages.

Whose Privacy Statement Applies to Links and Co-Branded Sites?

P FUDGE & ASSOCIATES, INC. provides links to other sites as a convenience to persons who visit the P FUDGE & ASSOCIATES, INC. website.  If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may be shared with P FUDGE & ASSOCIATES, INC.).  Please be aware that P FUDGE & ASSOCIATES, INC. is not responsible for the privacy practices of those sites.  We encourage you to be aware when you leave our site and to read the privacy policies of every website that you visit, as the privacy policies of those sites may differ from ours.  Our Privacy Statement applies solely to this website.

If you are not comfortable with any of the terms or policies described in this Privacy Statement, we ask that you discontinue use of our site.  Please be aware that we may periodically update or revise this Privacy Statement.  If we make a material change to our online Privacy Statement, we will post a notice on our website notifying users that the policy has been revised.  If you have any questions or would like more information, please don’t hesitate to call us at 407-965-4253.

We reserve the right to change our Privacy practices, procedures, and terms.

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