We get it.
Insurance can be confusing.
We’ll help find the coverage you need.
Insurance services we provide
Short Term Rental Insurance
We understand the unique risks that come with short-term rental properties, and have 15+ years of finding the right coverage for thousands of properties for clients all over the globe.
Homeowners insurance
Protect your primary residence for property, contents, liability damage and more. Available in all 50 states.
Business insurance
The right insurance is critical to the success of your business. Property, commercial auto, general & professional liability, worker’s compensation – as business owners ourselves we know how to get you covered.
Long-term rental insurance
Make sure you insure your home with rental property insurance before handing over the keys to your new tenants.
Portfolio-level insurance services
Fudge Insurance has specialty insurance programs intended for large portfolios of properties. Available for developers, property managers, and investors.
Life Insurance
Get the life insurance you need for your business or yourself, on your terms.
Flood Insurance
A Flood Insurance Policy will cover damage caused by water rising outside of the home. We can help you figure out your options. Request a free quote today!
Accidental Damage Waiver – Vacation Home Rental Security Deposit Alternative
Using an accidental damage waiver (ADW) instead of a security deposit can benefit rental property managers.
Recent wins
Curious to see what your neighbors are paying for insurance? Our ‘Recent Wins’ showcase real coverage examples and premiums customized for each home. We can help insure your mountain cabin or Disney dream home as you see fit. Contact us today to review your current coverage and see if…
Flood insurance during a government shutdown
Curious to see what your neighbors are paying for insurance? Our ‘Recent Wins’ showcase real coverage examples and premiums customized for each home. We can help insure your mountain cabin or Disney dream home as you see fit. Contact us today to review your current coverage and see if…
Why Fudge? Our credentials
4.9-star Google rating
See what current customers say about us, or leave us a review of your own!
Recognized “best practices” agency
4yrs running in the top 10% of independent insurance agencies in the country as recognized by the IIABA & Reagan Consulting
Customer who trust & support us
>75% of our business is referred from existing customers, and when surveyed, our clients consistently say they trust us with family & friends
Community involvement
We regularly volunteer in our community & dedicate 1% of gross revenue to charitable causes
Worldwide clientele
Fudge serves thousands of active clients in over 70 countries & has deep experience with foreign investors
We’ve got the experience
Since 2006 we’ve served over 20,000 customers and written over $100M in premiums
What our community, customers, and partners say about us
Like so many homeowners in Florida, my insurance company notified me that they could no longer cover my house. I tried several different agencies and Fudge Insurance was the only one who took the time to go over my policy details and needs and search out the right company for me. Their service is the best and I highly recommend them.
I have been referring my homeowners to Fudge Insurance for almost 15 years. Everyone on the team is very knowledgeable and they always go over and beyond for my clients. Thank you!
Vacasa
Excellent service. We were unable to submit our claim online and calling the carrier direct was unsuccessful. Contacted Fudge and they called us back in the UK very quickly and sorted out the claim for us. Very grateful for their help.
I would like to thank Fudge Insurance for their generous donation to the Winter Springs Football Program this past year. The donation helped pay for many things that our Football Program needed and having business partners like Fudge Insurance is a big boost for our players. I can’t say enough how grateful I am for Fudge Insurance and look forward to the future.