Holiday Rental Insurance in the USA
Are you thinking about purchasing a holiday rental home in the States? Perhaps a place near the beaches of Florida or a cozy cottage in the mountains of North Carolina or Tennessee? Holiday rental insurance is an important consideration when you buy a holiday or vacation home in the United States. Things can go wrong, especially if you live thousands of miles away from your vacation home, this is why making sure you’ve renovated or repaired any issues within your home can avoid the cost of things going awry. Whether you plan on shuttering it up when you are away, or you are planning on renting out the home, holiday rental insurance will protect your investment from catastrophic loss.
More to Insure
When insuring your new property, you will also need to take flooding into account. Flood insurance is not typically included in a homeowner’s insurance policy. If your new slice of paradise is in a flood zone, you want to be covered and traditional flood insurance policies don’t take effect until 30 days after purchase, so the sooner the better. And don’t forget sinkhole coverage for homes in Florida. The limestone bedrock beneath the Sunshine State is porous and occasionally large holes open beneath the soil causing damaging sinkholes.
Fudge Insurance Can Help
Regardless of where you decide to purchase your holiday home in the United States (and how you choose to list your property for when you’re not occupying it), you need insurance to cover all of the possible challenges and circumstances unique to your new location. And you’ll need an insurance agency that knows how to find the right holiday home insurance coverage. That’s where we come in.
Fudge Insurance is a family-owned independent insurance agency specializing in vacation rental/holiday home insurance. We’ve traveled to the UK for the Place In The Sun – Live show twice a year for the last four years. We are familiar with what you are looking for in a holiday home and we know how to tailor an insurance policy that meets your needs. We connect you with our trusted insurers to give you peace of mind while you’re away from your property. Contact us today for a free quote and we’ll help you get started with your search for the right holiday home insurance.
