Long-term rental insurance
Long-term rental insurance basics
Long term rental insurance, sometimes called a landlord policy, provides property insurance that covers losses or damages to your rental property, loss of rental income, liability protection, and more. This type of coverage is designed for 1-4 unit homes, townhouses, and condos rented out on an annual basis.
Long-term rental insurance coverage options
Dwelling
Coverage for the main structure that includes the slab, drywall, and roof. Sometimes referred to as ‘Coverage A’ in your policy.
Contents
Coverage for your appliances, furniture, etc. Sometimes referred to as ‘Coverage C’ in your policy.
Liability
Coverage including defense costs & settlements from lawsuit. Sometimes referred to as ‘Coverage E’ in your policy.
Flood & Wind
Specialty coverage that enhances the policy to include damage caused by these perils.
Why use Fudge for long-term rental insurance?
The team at Fudge Insurance began writing long-term rentals when the vacation rental industry was just emerging back in 1999. Since then we have written 1000’s of homes ranging from small condos to million dollar mansions.
