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Short-term Rental Insurance in Florida

A rental property policy needs to address specific issues

Florida is a popular destination for vacation home renters. A standard homeowners insurance policy only covers owner-occupied properties. It does not cover a home that is rented out to guests. Many insurance companies will not even knowingly provide a policy for short term rental insurance in Florida. We work with the best companies who do.

Here are some questions to ask when considering the best policy for your rental:

Do you rent your home out weekly or monthly?
Do you occupy your second home or vacation home intermittently or non-continuously?
Do you furnish this second home for short-term renters? Or do you leave it empty for long-term tenants?
What will protect your home against perils like vandalism when your vacation home is unoccupied?

You need a policy for your vacation home rental property that specifically addresses these questions. For over 15 years we have insured thousands of short-term rental properties in Florida. Fudge Insurance is well-versed in the unique risks of vacation home rentals. With clients in over 75 countries we are experienced in giving peace of mind to absentee owners by properly covering their short-term rental homes in Florida. Whether your rental property is in Daytona or Anna Maria Island, Long Boat Key or Miami, Naples or Jacksonville, let us make your short-term rental insurance shopping a breeze and give you peace of mind.

If you have a vacation home rental property near any of the following cities, contact us today! *

Amelia Island Parkway
Bonita Springs
Bradenton
Cape Canaveral
Cape Coral
Celebration
Clermont
Cocoa Beach
Davenport
Daytona Beach
Destin
Englewood
Fort Lauderdale

Fort Myers
Fort Myers Beach
Fort Walton Beach
Four Corners
Indian Rocks Beach
Indian Shores
Islamorada
Key Largo
Key West
Kissimmee
Loughman
Marathon
Marco Island

Miami
Miami Beach
Miramar Beach
Naples
Navarre
New Smyrna Beach
Orlando
Panama City Beach
Pensacola Beach
Perdido Key
Reunion
Saint Augustine
Sanibel Island

Santa Rosa Beach
Sarasota
Seacrest Beach
Seagrove Beach
Seaside
Siesta Key
South Beach
Tampa
The Villages
Treasure Island
Watercolor

* Please note, we cover all of Florida