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Short-term Rental Insurance in North Carolina

A rental property policy needs to address specific issues

North Carolina is a popular destination for vacationers looking for short-term rental properties. A standard homeowners insurance policy only covers owner-occupied properties. It does not cover a home that is rented out to guests. Many insurance companies will not even knowingly provide a policy for short term rental insurance in North Carolina. They most likely focus on either long term rentals or homeowners. We work with the best companies who do.

Here are some questions to ask when considering the best policy for your rental:

Do you rent your home out weekly or monthly?
Do you occupy your second home or vacation home intermittently or non-continuously?
Do you furnish this second home for short-term renters? Or do you leave it empty for long-term tenants?
What will protect your home against perils like vandalism when your vacation home is unoccupied?

You need a policy for your rental properties that specifically addresses these questions. Rental properties are very common in North Carolina. For over 15 years we have insured thousands of short-term rental properties. Fudge Insurance is well-versed in the unique risks of short-term rental homes. With clients in over 75 countries we are experienced in giving peace of mind to absentee owners by properly covering their short-term rental homes in North Carolina. But, whether your rental property is in Asheville or The Outer Banks, Charlotte or Roanoke Rapids, Fayetteville or Boone, let us make your short-term rental insurance shopping a breeze and give you peace of mind.

If you have a vacation home rental property near any of the following cities, contact us today!

Asheville
Black Mountain
Blowing Rock
Bryson City
Burlington
Carolina Beach
Cary
Chapel Hill
Charlotte
Cherokee
Concord
Corolla
Durham

Emerald Isle
Fayetteville
Ferguson
Franklin
Gastonia
Goldsboro
Greensboro
Greenville
Hatteras
Hatteras Island
Hendersonville
Hickory
High Point

Highlands
Huntersville
Jacksonville
Kannapolis
Kitty Hawk
Lake Lure
Lake Norman
Monroe
Murphy
Nags Head
North Topsail Beach
Oak Island
Ocean Isle Beach

Pisgah Forest
Raleigh
Rocky Mount
Salisbury
Sneads Ferry
Sunset Beach
Topsail Island
Wilmington
Wilson
Winston Salem
Wrightsville Beach

* Please note, we cover all of North Carolina