Uncommon Insurance Coverage Options We Offer
They Insure That?
When you hear the word insurance, your mind probably jumps to homes, cars or health, but there are other opportunities to insure what’s important. As an independent insurance agency, you might not realize that we cover some specific items that even large insurers may not. Here are some unique items or situations that Fudge Insurance covers.
Short Term Rental Insurance
For those who purchase property to use as a vacation rental, insuring your space can become difficult. While some insurers do not cover properties used as vacation rentals, our agency insures thousands of short-term rental properties across the southern United States. Whether you own a cozy cabin in Tennessee or a pool-side condo in Orlando, we work with the best providers to give you piece of mind when you’re far from your vacation rental.
Short-term rental insurance provides protection for homeowners who choose to rent their properties on a weekly or monthly basis. While many agencies will not knowingly agree to cover this, we specialize in vacation rental insurance. We serve clients in over 75 countries and regularly attend A Place in the Sun Live, one of the biggest vacation rental property events in the world.
A short-term rental insurance policy covers liability and property damage giving owners piece of mind from across the miles.
Boat Insurance
Since we live and insure in the Southern United States, oceans, lakes, and rivers abound. Whether you keep a water craft in dry dock or moor it behind your home, you will most likely need a separate policy to cover this valuable marine vessel. If you rent a boat during a vacation, chances are it is insured.
Like car insurance, we insure boats for physical damage, theft, property damage, and liability. As with automobiles, the make and model of a boat also play a role in determining the policy. Small craft that only reach a speed of up to 25 miles per hour are typically covered under a home insurance policy. Large craft, with the exception of Jet Skis, need a separate policy.
Boat insurance policies provide larger liability protection than a typical homeowner’s policy, which only accounts for vessels small enough to be considered part of the valuables kept in the home. The larger the craft, the larger the asset it becomes. Since boating laws also account for safe driving practices, you may even qualify for discounts after taking certified boating safety courses. Whatever water craft floats your boat whether rowboat or sailing yacht, we’ll cover it with a separate policy.
We’re Here to Help
If you have a question that sounds like “do they cover that?” let’s talk. We’re here to help answer any questions you have about insurance policies whether personal or for business. A trusted independent insurance agency dedicated to providing the best service, we can do more to personalize your coverage. Contact us today!
